Everything you need to understand Rivett and use it. The desk publishes its book every day at /desk, so you can verify what it does, not just trust it.
Rivett is the income layer for tokenized stocks. Tokenized stocks on Robinhood Chain usually just sit in a wallet doing nothing. Rivett puts them to work through a desk, run by an AI agent, that you can watch operate in the open. You stay in control of your funds the whole time. Three things you can do: Earn, Protect, and Play, across NVDA, SPY, TSLA, AAPL and MSFT.
Deposit a stock token you own (or convert USDG into one in a single tap) and the desk pays you income every week while you keep holding. The income lands in your account in USDG and is claimable after each Friday. You can withdraw the free portion of your deposit at any time.
The trade-off, plainly: in a week where the stock rises sharply past a set level, you give up the gains above that level on the working part of your deposit. That forfeited upside is exactly what funds your weekly income. Below that level, you keep everything plus the income. You are being paid for upside you were probably not counting on.
Pay a small weekly price to put a floor under a stock you hold. If it settles below your chosen floor on Friday, you are paid the difference in USDG, down to a defined lower bound. If it never drops that far, the cover simply expires, like any insurance. Protect does not earn you money; it limits what a bad week can cost you.
Take a view on where a stock finishes the week: above or below a target. Your cost is fixed when you buy, and your maximum payout is fixed too. If you are right, you claim the payout in USDG. If you are wrong, you lose your stake and never more than your stake. There are no liquidations and no surprises. Play carries a clear line, always: you can lose your full stake.
Open the app, sign in with X or connect a wallet, and a self-custody account is created for you automatically. Fund it by sending USDG or a stock token to your account address, from any wallet or exchange on Robinhood Chain. Then Earn, Protect, or Play from that balance. Every action is a single signature, and gas is sponsored, so you never need to hold a gas token.
Your balance lives in your own smart account. Only you can move funds out of it. Rivett never holds your keys, and the desk agent that operates the market can trade the desk but can never touch your deposits or withdraw your funds. Deposits, withdrawals, income claims, protection payouts, and play settlements all happen from your account, on chain, where anyone can verify them.
The desk is run by an AI agent named Ivy. She prices each week, manages the desk's book, settles every Friday, and writes a plain-English report of what she did and why, published daily at /desk, even when the week is boring. Her permissions are structural, not promised: she can operate the desk and she cannot reach user funds. How she prices is the desk's own business; what she did is public every single day.
Positions run weekly and settle every Friday at 20:00 UTC against oracle prices, not spot ticks, so a momentary wick cannot decide your outcome. After settlement, Earn income becomes claimable, Protect pays out if your floor was breached, and Play resolves to its fixed result. Then the next week opens.
Rivett is a real business, not a rewards program. The desk is the counterparty to every Earn, Protect, and Play position, and it prices each one with a margin. That margin is how Rivett makes money, in real USDG, rather than by printing a token. It is also why the income is genuine: a price paid for real risk, by a party that wants that risk.
Your stock exposure stays yours. If the stock falls, your deposit falls with it, income or not. Income is variable and not guaranteed; it is a priced risk premium, not a fixed rate. Earn caps your upside on the working portion in a strong rally; that is what the income pays for. Protect is insurance you may pay for and never need. Play can lose your full stake. Smart contracts carry risk; ours are tested, bounded, and pausable, and the risk is never zero. Settlement depends on oracle prices. The stock tokens themselves carry their issuer's dependency, which Rivett does not remove. Deposit only what you can afford to put at risk.
Rivett is early and deliberately conservative. The desk only takes on as much as its reserves can fully back, so at times a product may be temporarily full and ask you to try again later. That is the desk protecting its promise that it can always pay what it owes, not a fault. Capacity grows over time.
Rivett is not offered to US persons or in sanctioned jurisdictions. We enforce this with IP-based gating plus your attestation at sign-in. IP gating has known limits, and the attestation is on you to answer honestly.
More tickers, public desk analytics, and deeper risk management on the desk side. The order is deliberate: each piece ships when the one before it has proven itself with real money on real rails.
Questions: @rivett_ai on X.
